The decision to place an elderly loved one in an assisted living community or facility can be a difficult one. What makes it infinitely more difficult is the fact that everyone has their own budget restrictions. So how do you find senior care that meets your high standards within your tight budget?
We’ve listed ten smart ways to help you find the perfect fit for assisting your elderly loved one in a way that fits your budget.
One of the best ways to find senior care that is not only affordable but also the perfect fit your loved one’s potential needs is to begin looking into senior care earlier than you think you may need to. Tour different facilities starting with those closest to home and check out the facilities first-hand. Ask about prices and terms and conditions at each facility.
Find a Senior Living Advisor
Though this is a relatively new field, some states do have senior living advisors in banks orsenior assisted living communities. Your local hospital may also be anexcellent source for finding a senior living expert who can help you make plansand prepare for this type of decision.
Start Setting Money Aside Now
The cost of assisted living facilities can vary hugely. Setting money aside early specifically for this expense will help you choose the one you and your loved one like best even if it is more expensive.
Ask About Package Deals
While touring different assisted living homes or communities, you can always ask about any special package deals they may have available or what sort of discount incentives they may offer.
Ask About Veterans’ Benefits
Many senior living facilities and assisted living communities
Look into Long-Term Insurance
If your elderly relative or loved one has life insurance and health insurance, asking aboutlong-term health care insurance can help curtail some of the costs associatedwith assisted living facilities and communities.
Ask About “A La Carte” Care
Some senior living facilities provide what is known as “a la carte” services, which may cost extra. If you can’t afford all the services, they may be able to provide some services at a discount. The best way to find out about these services is to ask.
Try to Negotiate Payment Plans
This may vary not only by state but by the type of assisted living facility you choose. Some senior care facilities are extremely flexible in this regard and are more than willing to work with their clients. Allyou need to do is ask.
Understand The Cost of Care
If your elderly relative or loved one needs less care, there’s no need to pay for extras. If, however, they need more care than you or family members can provide, make sure you can afford this
Share a Room
Some seniors benefit and live longer by sharing a room with someone. If it is something you think your elderly loved one might enjoy, ask about a roommate.
As always, call and ask someone at the senior care facility you may be considering anytime you have questions or concerns. The staff is always available to help.